Sunday, January 24, 2010

Morelia (Two Storey Townhouse)

Ciudad de San Jose
Santa Rosa City, Laguna
Price: 1.7M
2 Bedrooms
1 Bathroom

  • Experience luxury in your choice of Single Attached, Single Detached, and Townhouse residences.
  • Take comfort with modern conveniences. Indulge in leisure at the tropical modern-style pool, clubhouse, and landscape gardens. Ease up as you are welcomed by stylishly landscaped entrance gate with a security post that will keep you and your family safe.
  • Easily reach Alabang hub center and the Makati Business District through the improved South Luzon Expressway.
  • Rise from the comfort of your Home.

  • Lot Area: 60 sqm
    Floor Area: 67 sqm
    Features:
    > Living
    > Dining
    > Kitchen
    > 1 Toilet and Bath
    > 2 Bedrooms
    > Space for Parking
    > Balcony


    Sample Computation:
    Note: CORE (amount in the Left side) and COMPLETE (amount in the Right side)
    PAG-IBIG FINANCING

    TCP 1,700,000 | 1,950,000
    Estimated Loan 1,500,000 1,700,000
    Equity 200,000 200,000
    Reservation Fee 20,000 | 20,000
    Net Equity 180,000 | 230,000
    MRI Premium 6,800 7,800

    MRI Amortization (3 Months) 2,267 2,600
    Equity Monthly Amortization 15,000 (12 Months) | 15,334 (15 Months)


    PAG-IBIG Monthly Amortization
    25 Years to Pay 15,700 17,600
    30 Years to Pay 15,300 | 17,300


    NDI 39,300 | 44,000


    DIRECT FINANCING

    TCP 1,700,000 1,950,000
    Estimated Loan (80%) 1,360,000 1,560,000
    Equity (20%) 340,000 390,000
    Reservation Fee 20,000 20,000
    Net Equity 320,000 370,000
    MRI Premium 8,500 9,750

    MRI Amortization (3 Months) 2,834 3,250
    Equity Monthly Amortization 17,778 (18 Months) 20,556 (18 Months)

    Direct Financing Amortization
    5 Years to Pay 34,536 39,614
    7 Years to Pay 29,387 33,709

    10 Years to Pay 27,191 31,190
    15 Years to Pay 24,897 28,558


    BANK FINANCING

    TCP 1,700,000 1,950,000
    Estimated Loan (80%) 1,360,000 1,560,000
    Equity (20%) 340,000 390,000
    Reservation Fee 20,000 20,000
    Net Equity 320,000 370,000
    MRI Premium 8,500 9,750

    MRI Amortization (3 Months) 2,834 3,250
    Equity Monthly Amortization 17,778 (18 Months) 20,556 (18 Months)

    Bank Financing Amortization
    20 Years to Pay 12,900 14,797